The most expensive ride on the playa is the one you never want to take: an emergency medical transport to one of the Reno hospitals. Even if you have insurance, it still might leave you with a bill for several thousand dollars since most insurance doesn't cover 100% of medical costs. Of course it is considerably worse if you have no insurance at all!
Every year, it seems, we hear a story or two of a Burner who gets airlifted off playa only to practically need to be resuscitated again when they receive their bill months later. Given that only an unlucky few get airlifted each year, chances are good you'll never need it, but if you have a complicated pre-existing condition or you are a good little scout and believe in preparedness, it's worth considering the SaveAir Membership that American Medflight offers.
This membership program ensures $0 out of pocket expenses if you have insurance and the transport is critical. If you have no insurance or if you are transported for non-critical injuries, the membership reduces your cost to a fraction of the normal rate. Even better, American Medflight makes this program available for Burners at a huge discount: only $25 — a steal at twice that price!
And since we hope to use this air ambulance instead of ground transport (the cost of transport is about the same, but a plane takes about 20 minutes to get you to Reno), this membership is a win. See their website for all the details and fine print.